340-774-1101

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To own a property in the Virgin Islands, one of the most beautiful places on Earth, is an achievement that most people can only dream about. However, obtaining a mortgage in the Virgin Islands can be quite challenging. With the experienced and highly knowledgeable team at First Liberty Mortgage Company, LLC, we make the mortgage process effortless for our clients. Constant communication and accurate information eliminates any unforeseen surprises during the process and most importantly at time of closing.
The O'Bymachow family has been residents of the Virgin Islands since 1984, and are a 3-generation St. Thomian family. As the owner of First Liberty Mortgage, Rick O’Bymachow began his mortgage career in Connecticut in 1992, and then expanded its mortgage origination base to include the United States Virgin Islands in 2003. First Liberty turned into a family business with Rick's son, Evan, joining the team in 2020. Our deep roots and connections within the real estate community help buyers get to closing faster and more efficiently than anyone else.
With innovative processing and superior technology, First Liberty Mortgage has been able to offer the lowest possible mortgage rates for the Virgin Islands real estate market, offering Conventional, Jumbo, FHA, USDA, and VA mortgage loan products.
Our team is available to discuss potential real estate purchase or refinance transactions and to help you obtain the lowest possible mortgage rate in the Virgin Islands. Over the last many years, our greatest compliment has been referrals from past clients in addition to the local Virgin Island real estate and business communities.
Please allow our team to assist with the mortgage financing for your property and make your dream in America’s Paradise become a reality.
Try our online application options, or feel free to Contact us today and let us go to work for you!

Trusted in the VI for over 25 Years!

Rating
4.7
12 reviews
Shawn Shimkets
Having gone through several loans and refinances over the years, I can say in full confidence that Evan is the absolute best loan officer that I've ever worked with. He went out of his way to find me the best possible rate, while others (Northpoint) made ...
Having gone through several loans and refinances over the years, I can say in full confidence that Evan is the absolute best loan officer that I've ever worked with. He went out of his way to find me the best possible rate, while others (Northpoint) made it seem like they were pulling teeth to try and get me a rate a full point higher than what Evan offered. He takes pride in saving people money, and is very knowledgeable in VA loans. He has connections everywhere and is able to get things done lightning fast. Trust me, do not waste your time with anyone else on island, you'll just end up with a migraine dealing with these other jokers.
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Shawn Shimkets

1 day ago

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Kyle Larcomb
Great guys! Easy to do business with, very helpful!
Great guys! Easy to do business with, very helpful!

Kyle Larcomb

5 days ago

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Matthew Original
Great experience. Everything went very well for me.
Great experience. Everything went very well for me.

Matthew Original

5 days ago

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Daytona Larcomb
If there’s one thing I’ve come to know about the O’Bymachow family it’s that they’re going to give you their best, always. Extremely hard working and quick to answer the call to help. Definitely recommend giving them a call for any needs you may have.
If there’s one thing I’ve come to know about the O’Bymachow family it’s that they’re going to give you their best, always. Extremely hard working and quick to answer the call to help. Definitely recommend giving them a call for any needs you may have.

Daytona Larcomb

5 days ago

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Amanda Donati
⭐️⭐️⭐️⭐️⭐️ I had such a great experience working with this mortgage company. They are professional, knowledgeable, and truly go above and beyond for their clients. The process was smooth from start to finish, and they made everything easy to understand. I ...
⭐️⭐️⭐️⭐️⭐️ I had such a great experience working with this mortgage company. They are professional, knowledgeable, and truly go above and beyond for their clients. The process was smooth from start to finish, and they made everything easy to understand. I really appreciated the clear communication, quick responses, and the way they genuinely cared about helping me reach my goals. I would absolutely recommend them to anyone looking for a reliable and trustworthy mortgage team!
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Amanda Donati

5 days ago

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Lucian
Had the pleasure of working with Mr. Evan O'bymachow and couldn't have been happier. His fast communication, transparency, and dedication is unmatched. I highly recommend First Liberty Mortgage Co. and will definitely be doing business with them again in ...
Had the pleasure of working with Mr. Evan O'bymachow and couldn't have been happier. His fast communication, transparency, and dedication is unmatched. I highly recommend First Liberty Mortgage Co. and will definitely be doing business with them again in the future.
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Lucian

2 years ago

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Julia Hardie
Evan goes above and beyond to get the job done. Highly recommend!
Evan goes above and beyond to get the job done. Highly recommend!

Julia Hardie

2 years ago

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Frank Fisher
After seeing a negative review here I was hesitant about using First Liberty and Brice McLaughlin despite a recommendation from our realtor. I opted to follow our realtor's advice, and couldn't have been happier. I personally found Brice to be great t ...
After seeing a negative review here I was hesitant about using First Liberty and Brice McLaughlin despite a recommendation from our realtor. I opted to follow our realtor's advice, and couldn't have been happier. I personally found Brice to be great to do business with. He was very responsive, was happy to share his insight on different areas of the island, and even gave his thoughts on which brands of kitchen appliances were easiest to get serviced. I wouldn't hesitate to work with him again. First Liberty was great, as well. Competitive rates, transparency, an online document portal, and reasonable and timely requests for loan documents.
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Frank Fisher

4 years ago

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Making Your Dream Home a Reality

Loan Programs for All Borrowers

Whether you are buying your first home, moving to a new home or refinancing your existing home, our mortgage team is ready to help you find the right loan.

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Over 30+ years of experience. Reach out to one of our Loan Officer's today!

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Required Documents


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